How to Bake a Pie-R-A Roth IRAs are tax advantaged in a different way from traditional IRAs. Share | Related Content Rightsizing for Retirement What does your home really cost? Should You Borrow from Your 401(k)? Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase? Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.